Equifax Incident Information
You have likely heard about the recent Equifax data breach, as this unfortunate event affects approximately 44% of Americans. Equifax was compromised and the personal information of approximately 143 million consumers was stolen.The information leaked may include: Consumer names, Social Security numbers, Birthdates, Addresses, Drivers License numbers.
This was NOT a compromise of Lincoln State Bank and no information was taken from our systems. We wanted to share this information about Equifax to ensure you are aware of the issue and take the proper precautions to reduce the chances of fraud and identity theft.
Equifax has set up a special website to provide updated information to consumers: https://www.equifaxsecurity2017.com/
In addition, Equifax is suggesting you take the following steps to protect yourself:
- Check if you are affected and regardless, enroll in the free identity protection offered by Equifax: https://trustedidpremier.com/eligibility/eligibility.html
- Monitor your bank account for fraudulent activity
- Obtain and monitor your credit report
- Consider placing a 'fraud alert' on your credit report: https://www.consumer.ftc.gov/articles/0275-place-fraud-alert
- Consider placing a 'credit freeze' on your credit report: https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs
Several sources suggest placing a 'credit freeze' on your credit report may be the most effective. However, although this makes it more difficult for identity thieves to open new accounts, it does not prevent a thief from making changes or charges to your existing accounts. You still need to monitor all account statements for fraudulent transactions. Fees may apply to freeze and lift a freeze on your account on a state by state basis.
Equifax recommends that you remain vigilant for incidents of fraud and identity theft by reviewing account statements and monitoring your credit reports. You may obtain a free copy of your credit report from each company listed below once every 12 months by requesting your report online at www.annualcreditreport.com, or by calling toll-free 1-877-322-8228, or mailing an Annual Credit Report Request Form (available at www.annualcreditreport.com) to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281. You may also purchase a copy of your credit report by contacting any of the credit reporting agencies below:
Equifax Experian Trans Union
PO Box 740241 PO Box 9554 PO Box 2000
Atlanta, GA 30374 Allen, TX 75013 Chester, PA 19016
888-766-0008 888-397-3742 800-680-7289
If you believe you are a victim of identity theft, you should contact the proper law enforcement authorities, including local law enforcement, and you should consider contacting your state attorney general and/or the Federal Trade Commission ('FTC'). You may also contact the FTC to obtain additional information about avoiding identity theft.
Federal Trade Commision, Consumer Response Center, 600 Pennsylvania Ave NW, Washington, DC 20580; 1-877-IDTHEFT (438-4338) www.ftc.gov/idtheft
States Attorney General: Information on how to contact your state attorney general may be found at www.naag.org/naag/attorneys-general/whos-my-ag.php
You may obtain information from the FTC and the credit reporting agencies listed above about placing a fraud alert and/or credit freeze on your credit report. Please also visit the 'State Information' tab of this site.
Please contact Equifax for specific questions about the Equifax breach and its affect on your information. Equifax has set up a dedicated call center, which you can contact at 866-447-7559.
Hankinson Weather Forecast
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